BIN Lookup API: Check Card Issuer, Type and Country
ScreenlyyID's BIN Lookup returns the issuer, card brand, type, category and country behind a card's BIN and cross-checks them with the customer's IP location, so you can spot mismatches, prepaid cards and card testing before they cost you. Try it in the free BIN checker.
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Real-time BIN lookup for fraud prevention
BIN Lookup allows fraud managers to identify suspicious behaviour and customers, mitigating the risk of fraud in real time.
Real-Time Queries
BIN Lookup provides instant card validation to ensure smooth, fraud-free transactions.
Minimize Chargebacks
Verify card data with BIN Lookup to reduce chargebacks and protect your revenue.
Identify Suspicious Activities
BIN Lookup flags location mismatches and other anomalies to detect potential fraud.
What is a BIN (Bank Identification Number)?
A BIN, also called an Issuer Identification Number (IIN), is the first 6 to 8 digits of a payment card number. It identifies the institution that issued the card. For the full explanation, read our guide to BIN numbers.
The BIN lookup is a useful fraud prevention tool that can reveal:
- Is the BIN valid?
- The name of the cardholder’s bank.
- The card type, e.g. credit, debit or prepaid.
- The card brand, e.g. Mastercard, Visa, Discovery, American Express.
- The card category. The most common are classic, business, corporate, platinum and prepaid.
- The issuing bank country.
- The bank website and phone number details.
Want to see the data first? Try the free BIN checker.
Why include BIN Lookup in your fraud protection strategy
ScreenlyyID's BIN lookup cross-references card details with collected data, helping to identify suspicious activity and reduce credit card fraud.
Extra fraud checks when you send an IP address
ScreenlyyID's BIN Lookup API includes extra fraud detection measures when a customer IP address is provided. It performs IP geolocation and blocklist lookups for enhanced security.
Utilize the ScreenlyyID BIN Lookup API to:
Prevent and Detect Credit Card Fraud
BIN Lookup helps identify inconsistencies between card details and transaction data, making it easier to detect and prevent fraud early.
Identify High-Risk Payments
By analyzing BIN data, you can flag payments from high-risk regions or issuers, allowing for more informed risk management.
Apply Business Rules Based on Card Types
Use BIN Lookup to create custom rules for different card types, optimizing your fraud prevention and payment processes.
Accurate card issuer identification
ScreenlyyID’s extensive BIN database ensures accurate identification of card issuers and supports robust fraud prevention.
A comprehensive, regularly updated BIN database
Our BIN database is comprehensive, updated weekly and works with 6, 8 and 10 digit BINs from all countries.
- Updated Weekly Database
- Supports Global BINs
- Accurate BIN Matching
- Risk Score
Combat fraudulent users at scale
Evaluate digital characteristics spanning phone, email, and IP data sets to promptly permit, block, or flag new registrations in milliseconds.
Validate new identities instantly
Ensure verification with certainty. Incorporate real-time digital identity and behavioral risk indicators into registration processes. Identify synthetic identities and enhance Know Your Customer (KYC) verifications without heightening user friction.
Close promo abuse loopholes
Combat multiple account creations to eliminate coupon misuse, exploit free trial gaps, and prevent referral fraud. Recapture revenue and reduce customer acquisition expenses.
ScreenlyyID fraud management and prevention
ScreenlyyID helps your organization reduce fraud-related threats across the customer journey.
Identity Theft
Prevent identity theft by verifying user information with accuracy.
Account Takeover
Protect accounts from unauthorized access and fraudulent activities effectively.
Regulatory Fines
Avoid costly regulatory fines by ensuring compliant user verification processes.
Synthetic Identity
Identify and block synthetic identities through advanced verification tools.
Payment Disputes
Minimize payment disputes by ensuring accurate transaction verification.
Bot Attacks
Prevent bot attacks by validating user information in real-time.
Combine with other ScreenlyyID solutions for full identity verification and anti-fraud protection.
Experience real-time analytics, seamless data integration, in-depth customer journey analysis, and powerful marketing tools.
Digital Identity Verification
effectively verify new customers in seconds, safeguarding your business from identity fraud
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Use the extracted document data to run a full sanctions, PEP & global watchlist check on the individual.
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Validate and verify addresses in over 245 countries & territories. Simplify customer on-boarding, improve conversions.
Learn morePhone Validation
Validate phone numbers in real time, confirm line type and carrier, and filter out fake sign-ups.
Learn moreIP & Device Fingerprinting
Identify suspicious users by detecting harmful IP's, detect malware, attack sources, bots and botnets.
Learn moreWe're here to answer all your BIN Lookup questions
Everything you need to know about ScreenlyyID's BIN Lookup solution. Can’t find the answer you’re looking for? Please chat to our friendly team.
What is a BIN Lookup?
BIN Lookup is a service that provides detailed information about a bank identification number (BIN), which is the first 6 to 8 digits of a credit or debit card number. This information can include the issuing bank, card type, and country of origin.
How can BIN Lookup help prevent credit card fraud?
BIN Lookup can help detect potentially fraudulent transactions by providing information about the card issuer and type. This allows businesses to identify high-risk payments and apply appropriate security measures or business rules based on the card details.
Can BIN Lookup provide information about the cardholder?
No, BIN Lookup does not provide personal information about the cardholder. It only provides details about the card issuer, type, and country of origin, ensuring compliance with privacy regulations.
How does BIN Lookup integrate with other fraud prevention measures?
ScreenlyyID's BIN Lookup API includes additional fraud detection measures when a customer's IP address is provided. It performs IP geolocation and blocklist lookups, enhancing overall fraud prevention capabilities.
Can BIN Lookup help with identity verification?
While BIN Lookup itself doesn't directly verify identities, it's part of ScreenlyyID's suite of tools that help validate new identities. When combined with other digital identity and behavioral risk indicators, it can enhance Know Your Customer (KYC) verifications.
How can BIN Lookup assist in preventing promotional abuse?
BIN Lookup can help identify multiple accounts created by the same user, which is a common tactic for abusing promotions. By providing consistent information about the cards used, it can help close loopholes in promotional offers and prevent referral fraud.
Is ScreenlyyID's BIN Lookup service real-time?
Yes, ScreenlyyID's BIN Lookup provides real-time information. This allows businesses to make instant decisions about transactions, new account registrations, or identity verifications, helping to balance security with user experience.
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One of the checks behind every decision
Card data such as prepaid status and whether the card country matches the customer's IP feeds your rules, so a mismatch can raise a payment's risk.
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