One API to score risk and return the next action score risk
Turn user, session, payment and compliance signals into clear decisions your product can act on in real time.
- Real-time risk scoring
- Connected fraud signals
- Step-up verification
- Fraud-first decisioning
The Problem
Most risk signals arrive before the decision is made
Most businesses already have the risk signals. The problem is that those signals sit across disconnected tools, making it harder to decide who should pass, step up, go to review or be blocked.
What ScreenlyyID Does
Turn available signals into One decision
The Decision API turns fraud, identity, device, network, payment and compliance signals into a clear result your product and team can act on. ScreenlyyID helps decide when to approve, step up, review or block based on risk and policy
Decision-first protection
One decision layer across fraud, identity, and compliance
Show us your onboarding, login, payment or compliance journey and we’ll show where ScreenlyyID can reduce unnecessary verification, trigger stronger checks and improve risk decisions.
- Connected risk signals
- Real-time decisioning
- Reusable orchestration
How it Works
Send decision API, return a decision API outcome
Each request returns a clear decision object with the outcome, risk context and audit details teams need to act.
01
Send the event
Pass available user, session, device, payment or compliance context.
02
Assess the risk
ScreenlyyID applies connected signals, thresholds and policy logic.
03
Return the decision
Receive the outcome, risk score, risk band, top factors and correlation ID.
04
Trigger the next step
Allow trusted users, step up suspicious activity, review uncertain cases or block high-risk events.
Developer-friendly output
See what the decision API returns
Each response gives your product a clear decision outcome, the risk context behind it and the reference details your team needs to act, review and support the result.
Decision Outcomes
Four fraud decision outcomes your product can act on
Every request returns an outcome, risk score, reason codes, triggered actions and audit history, so your systems and teams know exactly what should happen next.
Platform Capabilities
Real-time risk decisioning API your teams can act on
The Decision API is designed to return more than a pass or fail. It gives teams the context needed to understand why a decision happened and what action should happen next.
Flexible Deployment
Add decision API without replacing your existing tools
Add decisioning in front of your existing identity, AML, fraud and compliance tools. Start with one high-risk workflow, prove value, then expand.
- One endpoint for decision requests.
- Use supported ScreenlyyID checks or existing providers.
- Start with one flow such as onboarding, login or payments.
- Return decisions into your product, review process or compliance workflow.
Where it Fits
One decisioning API across high risk customer moments
Use the Decision API across the customer journey wherever a risk decision needs to happen before the next step.
Team Operations
Give teams the context to review risk faster
Bring flagged users, triggered checks, reason codes, decision history and manual actions into one workspace, so fraud and compliance teams can resolve cases without switching between disconnected tools.
Common Questions
Questions buyers ask before adding risk decisioning
Everything you need to know about ScreenlyyID’s risk decisioning and orchestration platform. If you can’t find what you’re looking for, speak with our team.
A Decision API receives risk, identity, device, payment and compliance signals, then returns a clear action your product can use. For ScreenlyyID, that action is allow, step up, review or block.
A fraud decisioning API assesses available risk signals, applies decision logic and returns an outcome in real time. It helps teams decide what should happen before triggering extra checks or manual review.
Fraud signals can include device risk, IP location, email and phone intelligence, BIN data, address signals, behavioural patterns, velocity, duplicate accounts and compliance indicators. ScreenlyyID connects these signals so teams can detect risk before relying only on document or biometric verification.
A risk scoring API usually returns a score or risk level. A decisioning API goes further by returning the recommended action, such as allow, step up, review or block.
ScreenlyyID helps assess risk before heavier checks run, so trusted users can continue with less friction while higher-risk events can be stepped up, reviewed or blocked.
Contact Us
See Risk Decisioning in Action
See how ScreenlyyID helps you evaluate risk, orchestrate decisions, and trigger verification only when needed.
Complete the form and we’ll walk you through how it fits into your existing stack and improves fraud prevention, conversion, and cost efficiency.
- See real decision flows
- Understand integration
- Explore use cases
- Get tailored pricing
Start small. Scale fast.
See how risk decisioning fits into your flow
Walk us through your onboarding, login, payment, or compliance journey and we’ll show where decisioning can help you approve trusted users faster, trigger the right checks, and stop high-risk activity earlier.
- No Set Up Fees
- API-first integration
- Works with your stack