KYC Cost Calculator: Estimate Your Monthly Verification Spend

What the estimate covers, and what it leaves out

The calculator multiplies your monthly volume for each check by the per-check price on the ScreenlyyID pricing page. It reads from the same figures, so the result updates when pricing does. This page deliberately quotes no prices. If a number here disagreed with the pricing page, the pricing page would be right.

The output is the cost of the verification checks themselves. It does not include your own costs around them:

• Analyst time spent on manual review of referred cases.
• Engineering time to integrate the API.
• Any taxes that apply to your invoice.
• Retries, if customers submit a second document or selfie and you run the checks again.

Add a buffer for retries and referrals to your volume. Most teams under-estimate them.

Choose the checks by risk level

The most reliable way to control cost is to match the check to the risk of the customer or transaction, not to run every check on everyone. Use the table as a starting point for the inputs. It is not a legal standard. Regulated firms must follow their own regulator's requirements.

A common pattern is tiered. Every applicant gets a database check, and only those who fail to match, or who are higher risk, step up to document plus selfie. In the calculator, that means entering a smaller volume for the more expensive check. See eIDV and document authentication for how each works, and AML screening for sanctions and PEP checks.

What counts as a check

For estimating, treat each separate verification request as a line item: one database lookup, one document-plus-selfie session, one AML screen, one email, phone or address validation. The calculator has one input per type, so you can see which line drives your total.

Multi-step journeys need care. If your flow runs a document check, a selfie match and an AML screen on one customer, enter each type separately. Confirm exactly how each is billed on the pricing page before you budget around it.

Worked examples at three volumes

These are illustrative scenarios, not customer data or quotes. They show how to count line items. Multiply each count by the current price on the pricing page, or enter the counts into the calculator.

The 20% step-up rate in the middle row is an assumption. Your match rate depends on your market, the data available for your customers and the quality of the details they enter. Run the calculator at two or three step-up rates to see how sensitive your total is. In the larger scenario, the biggest lever is whether every customer really needs the document step.

How this differs from contract-based vendors

Many identity verification vendors sell annual contracts with committed volumes or platform fees, and you negotiate the price. That can suit a stable, high-volume business. It is harder for a team whose volume is uncertain, because you pay for volume you may not use, or you face overage terms.

ScreenlyyID publishes per-check prices and offers self-serve sign-up, so you can estimate spend before talking to anyone. Cost then follows the volume you actually run. If you need custom volume terms or dedicated support, see the enterprise page. For market-wide pricing models, read identity verification services: models, pricing and compliance. For whether to run verification in-house at all, see the Build vs Buy KYC article.

Use the number

Run a conservative, an expected and a high-volume case. Check the line items against the checks you need by risk level, then compare the total with your current spend or with a vendor quote. For tools that sit around verification, see KYC screening tools. The wider topic is in the KYC hub, and the identity verification product page covers the capabilities behind each input.