Score payment risk before approval
Assess payment risk before a transaction, payout or payment setup moves forward. Combine available payment, identity, contact and network signals to allow, step up, review or block.
- Reduce unnecessary verification
- Step-up verification
- Keep trusted users moving
- Fraud-first decisioning
The Problem
A valid payment can still carry risk
Payment data alone does not always show the full risk. BIN and IP mismatches, suspicious network activity, weak contact data and inconsistent identity signals can all point to a higher-risk event.
What ScreenlyyID Does
Turn payment signals into a risk decision
Bring payment, identity, contact and network signals together in one decision. ScreenlyyID returns a risk score, key reasons and the next action to allow, step up, review or block.
How it Works
Make the right payment decision
Send the payment event and available context to ScreenlyyID. The Decision API evaluates the risk and returns the recommended next action.
01
Send the event
Submit the payment, payout or funding event.
02
Add context
Include available BIN, IP, contact, identity and device signals.
03
Score the risk
Evaluate the event and identify the key risk factors.
04
Return the decision
Receive an allow, step-up, review or block outcome.
Key Capabilities
See the risk beyond the card
Assess payment risk using more than card data alone. Combine BIN, IP, contact, identity and network signals to uncover risk before the action moves forward.
Decision Outcomes
Turn payment risk into clear action
A risk score should tell you what to do next. ScreenlyyID returns a clear outcome your product or operations team can act on immediately
Decision-First Protection
One decision layer across fraud, identity, and compliance
Show us your onboarding, login, payment or compliance journey and we’ll show where ScreenlyyID can reduce unnecessary verification, trigger stronger checks and improve risk decisions.
- Connected risk signals
- Real-time decisioning
- Reusable orchestration
Flexible Deployment
Add decisioning without replacing your stack
Use ScreenlyyID as your full fraud and verification stack, or alongside the tools you already use. Send each event to the Decision API and use the returned decision to continue, step up, review or hold the action.
Where it Fits
Score risk across payment journeys
Payment fraud risk can appear before checkout, during funding, at payout setup or when money moves. Use event-level risk scoring at the moments where fraud exposure is highest.
For Fraud Teams
Understand why a payment is risky
See the key factors behind every payment risk decision, from BIN and IP mismatches to network, contact and identity signals. Give fraud and operations teams the context to review faster, make consistent decisions and act with confidence.
Platform Coverage
Unify every signal behind payment risk
Bring payment, identity, contact, device and network signals together in one decision. ScreenlyyID gives you a clearer view of the risk around each event, not just the payment data alone.
Why ScreenlyyID
Make payment risk decisions with more context
Go beyond isolated payment checks. ScreenlyyID combines available payment, identity, contact, device and network signals to return one explainable decision, while working with the tools and workflows you already use.
Common Questions
Step-up verification questions
Common questions about step up verification. See how ScreenlyyID helps teams trigger stronger checks only when risk requires it.
Payment fraud detection and risk scoring assesses the risk around a payment event using available payment, identity, contact, device and network signals. The result can help determine whether to allow, step up, review or block the action.
Payment fraud detection analyses signals around a transaction or payment-related event to identify suspicious activity or inconsistencies. ScreenlyyID can combine available BIN, IP, identity, contact and network context into a risk score, key reasons and recommended action.
Common payment fraud signals include BIN and IP mismatches, suspicious network activity, weak contact data, identity inconsistencies and unusual event context. The strongest decisions typically use multiple signals rather than relying on one check alone
Risk-based decisioning can help businesses apply additional checks only when the available signals indicate higher risk. Lower-risk events can continue, while higher-risk events can be stepped up, reviewed or blocked according to policy.
Not necessarily. ScreenlyyID can be used as a broader fraud and verification platform or alongside existing payment gateways, fraud tools, identity providers and review processes through the Decision API.
Contact Us
See Risk Decisioning in Action
See how ScreenlyyID helps you evaluate risk, orchestrate decisions, and trigger verification only when needed.
Complete the form and we’ll walk you through how it fits into your existing stack and improves fraud prevention, conversion, and cost efficiency.
- See real decision flows
- Understand integration
- Explore use cases
- Get tailored pricing
Start small. Scale fast.
See how risk decisioning fits into your flow
Walk us through your onboarding, login, payment, or compliance journey and we’ll show where decisioning can help you approve trusted users faster, trigger the right checks, and stop high-risk activity earlier.
- No Set Up Fees
- API-first integration
- Works with your stack