Trigger KYC only when risk requires it

Assess risk first. Trigger KYC only when it’s needed. ScreenlyyID helps businesses allow trusted users through, step up risky journeys, review uncertain cases and block high-risk activity.

ScreenlyyID risk-based KYC dashboard showing trusted users allowed without KYC, KYC step-ups, review cases, blocked activity and a real-time STEP_UP decision based on risk.

The Problem

Most KYC flows verify too early or too often

Most KYC flows ask too much, too early. That adds cost, creates friction and leaves teams making risk decisions across disconnected tools. Verification should get stronger when risk rises, not heavier for everyone.

What ScreenlyyID Does

Assess risk before KYC runs

ScreenlyyID assesses risk before KYC, AML or identity checks run. It helps decide when a user can continue, when stronger verification is needed, when compliance review should happen and when high-risk activity should be held or blocked

Diagram showing onboarding, login, payments, account changes, account recovery and compliance review feeding into one ScreenlyyID decision layer, which returns allow, step up, review or block outcomes

How it Works

Score, decide and trigger the right next step

Risk-based KYC starts with the event, not the document check. ScreenlyyID assesses available user, session and risk signals, scores the event and recommends the right next step.

 

01

Receive the event

Onboarding, account change, recovery or another high-risk moment.

02

Read the signals

Identity, email, phone, IP, device, payment and compliance context where available.

03

Score the risk

Return a risk score, risk band and top decision factors.

04

Trigger the next step

Allow, step up, review or block based on risk and policy.

Decision Outcomes

Give every KYC event a clear next action

Risk-based KYC should return more than a score. ScreenlyyID turns risk context into clear decisions your teams can act on: allow, step up, review or block.

Continue the user when risk is low.

Trigger stronger verification when risk requires it.

Send complex or uncertain cases to a team queue.

Stop or hold high-risk activity according to policy.

Decision-First Protection

One decision layer across fraud, identity, and compliance

Show us your onboarding, login, payment or compliance journey and we’ll show where ScreenlyyID can reduce unnecessary verification, trigger stronger checks and improve risk decisions.

Flexible Deployment

Add risk-based KYC without replacing your current tools

ScreenlyyID can operate as a decision layer in front of your current identity, fraud and compliance stack. Start with one flow, then expand the same decision model across other high-risk moments.

Diagram showing onboarding, login and payment workflows feeding into the ScreenlyyID Decision Layer, which works with ScreenlyyID checks or existing identity, fraud and compliance providers before returning decisions to product, review or compliance workflows.

For Teams

Give review teams the context behind KYC risk

When a user needs review, the team should see more than pass or fail. ScreenlyyID can show the decision result, risk score, top factors, checks run and correlation ID so support, fraud and compliance teams understand why the event was routed.

Diagram showing flagged users, triggered checks, reason codes and decision history feeding into the ScreenlyyID Risk Review Workspace, where analysts can review a risk score, investigate, request verification, escalate or resolve a case.

Platform Coverage

Built for fraud, identity and compliance signals

Risk-based KYC is stronger when decisions look beyond the document check. ScreenlyyID brings together available identity, fraud, contact, network, payment and compliance context so teams can decide when to verify, step up, review or block.

Diagram showing existing identity, KYC, AML, fraud, device and communication providers connected to the ScreenlyyID risk orchestration layer across onboarding, login, payments, account recovery and ongoing activity workflows.

Common Questions

Risk-based KYC questions

Common questions about risk-based KYC, identity verification, AML review and how ScreenlyyID helps teams trigger stronger checks only when risk requires it.

Risk-based KYC adjusts identity verification based on the risk of the user, event or workflow. Instead of sending every customer through the same checks, businesses can apply stronger verification when risk is higher and reduce friction for lower-risk users.

Risk-based KYC helps businesses assess risk before running heavier checks. ScreenlyyID reviews available identity, fraud, contact, device, network, payment and compliance context, then helps decide whether to allow, step up, review or block.

Yes. ScreenlyyID can help trigger step-up verification when the risk score, top factors and customer policy indicate that stronger identity checks are needed.

Risk-based KYC helps teams identify higher-risk or uncertain cases that may need AML, sanctions, PEP or compliance review. ScreenlyyID can provide risk context, reason codes and decision records so teams understand why a case needs attention.

No, ScreenlyyID can operate as a decision layer before and around your existing KYC, AML, IDV and fraud tools, helping decide when those checks should run and what should happen next.

Contact Us

See Risk Decisioning in Action

See how ScreenlyyID helps you evaluate risk, orchestrate decisions, and trigger verification only when needed.

Complete the form and we’ll walk you through how it fits into your existing stack and improves fraud prevention, conversion, and cost efficiency.

Contact Form

Start small. Scale fast.

See how risk decisioning fits into your flow

Walk us through your onboarding, login, payment, or compliance journey and we’ll show where decisioning can help you approve trusted users faster, trigger the right checks, and stop high-risk activity earlier.