Stop fraud earlier with risk decisions before verification

ScreenlyyID connects identity, fraud, device, behavioural, payment and compliance signals into one risk decisioning platform, so you can approve trusted users faster, trigger step-up verification only when needed and block high-risk activity before it moves deeper into your business.

ScreenlyyID dashboard showing real-time fraud decisions, risk scores, approval rates, review queues, triggered risk signals and ALLOW, STEP_UP, REVIEW and BLOCK outcomes.

The Problem

Most verification flows start too late

Fraud signals often appear before a user reaches identity verification. But most onboarding flows still treat verification as the first step, pushing good users through unnecessary checks while risky behaviour remains spread across disconnected fraud, device, payment and compliance tools.

Decision-First Infrastructure

One decision layer for fraud, identity and compliance risk

ScreenlyyID evaluates risk before onboarding, login, payments, account changes and compliance workflows, then returns a clear decision with the action to take next.

Diagram showing onboarding, login, payments, account changes, account recovery and compliance review feeding into one ScreenlyyID decision layer, which returns allow, step up, review or block outcomes

Decision-first protection

One decision layer across fraud, identity, and compliance

Show us your onboarding, login, payment or compliance journey and we’ll show where ScreenlyyID can reduce unnecessary verification, trigger stronger checks and improve risk decisions.

Signal intelligence

Connect the signals fraudsters expect you to miss

ScreenlyyID links identity, contact, device, location, payment, behavioural and compliance signals so suspicious patterns can be detected before they become fraud losses, fake accounts, chargebacks or manual review backlogs.

Diagram showing email, phone, device, location, IP, payment and compliance signals connected to a user session, with a risk score of 78, elevated risk status, and review or step-up actions.

Clear Outcomes

Return decisions your product and team can act on instantly

Every request returns an outcome, risk score, reason codes, triggered actions and audit history, so your systems and teams know exactly what should happen next.

Let trusted users continue without unnecessary friction.

Trigger stronger verification only when risk justifies it.

Send uncertain users to a review queue with the context needed to decide.

Stop high-risk activity before it moves further.

Decision-first verification

Risk-based identity verification starts before the ID check

ScreenlyyID connects fraud, identity, device, payment and behavioural signals before stronger checks run, so trusted users can move faster and risky users can be stepped up, reviewed or blocked.

Comparison showing verification-first document and selfie checks returning a pass, while ScreenlyyID decision-first assessment uses device, email, network and behaviour signals to identify high risk and trigger STEP_UP verification.

Fraud Orchestration

Trigger the right check only when risk requires it

Use configurable risk rules to decide when to approve, step up, screen, review, block or monitor users across onboarding, login, payments and compliance workflows.

ScreenlyyID fraud orchestration visual showing risk detected, rule matched and action triggered across step-up verification, AML screening, manual review, allow and block outcomes.

Platform capabilities

Everything needed to score, decide and act on risk

ScreenlyyID brings the core pieces of risk decisioning into one platform, from signal enrichment and rules to workflow orchestration, case review and audit history.

Signal Layer

Connect the data needed to understand risk

Enrich each user, account or transaction with identity, contact, device, IP, payment, address and compliance signals.

Decision Layer

Turn connected signals into clear outcomes

 Apply risk scoring, rules, thresholds and reason codes to decide whether to allow, step up, review or block.

Action Layer

Trigger the right workflow automatically

Run verification, send cases to review, monitor activity, block risk or maintain a full audit trail.

Team Operations

Give teams the context to review risk faster

Bring flagged users, triggered checks, reason codes, decision history and manual actions into one workspace, so fraud and compliance teams can resolve cases without switching between disconnected tools.

Diagram showing flagged users, triggered checks, reason codes and decision history feeding into the ScreenlyyID Risk Review Workspace, where analysts can review a risk score, investigate, request verification, escalate or resolve a case.

Decision Analytics

See what your risk decisions are costing or saving you

Track approvals, step-ups, reviews and blocks, then see how those decisions affect verification usage, review volume and customer friction.

ScreenlyyID decision analytics visual showing verification usage, decision outcomes, review volume and friction impact metrics with lightweight charts.

Platform Coverage

Built to support global identity, fraud and compliance workflows

ScreenlyyID combines verification, risk signals, compliance checks, orchestration and review tools into one platform.

Common Questions

Questions buyers ask before adding risk decisioning

Everything you need to know about ScreenlyyID’s risk decisioning and orchestration platform. If you can’t find what you’re looking for, speak with our team.

A risk decisioning platform evaluates identity, fraud, device, payment, behavioural and compliance signals, then returns a clear outcome such as allow, step-up, review or block. ScreenlyyID helps teams make these decisions before stronger verification or manual review is triggered.

Risk-based KYC assesses a user’s risk level before applying stronger checks. Lower-risk users can move through onboarding with less friction, while higher-risk users can be stepped up for identity verification, biometric checks, AML screening or manual review.

Fraud signals can include device risk, IP location, email and phone intelligence, BIN data, address signals, behavioural patterns, velocity, duplicate accounts and compliance indicators. ScreenlyyID connects these signals so teams can detect risk before relying only on document or biometric verification.

Step-up verification should be triggered when risk signals suggest the user, device, payment, location or behaviour needs stronger checks. This may include suspicious login activity, high-risk geolocation, device mismatch, payment risk, duplicate account patterns or AML-related concerns.

Yes. A risk decisioning layer can sit in front of existing IDV, AML, fraud and compliance tools to decide when each check should run. ScreenlyyID can operate as a full platform or connect with existing workflows so teams do not need to replace what already works.

Contact Us

See Risk Decisioning in Action

See how ScreenlyyID helps you evaluate risk, orchestrate decisions, and trigger verification only when needed.

Complete the form and we’ll walk you through how it fits into your existing stack and improves fraud prevention, conversion, and cost efficiency.

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Start Today

See how risk decisioning fits into your flow

Walk us through your onboarding, login, payment, or compliance journey and we’ll show where decisioning can help you approve trusted users faster, trigger the right checks, and stop high-risk activity earlier.